Attention homeowners in Tempe and Maricopa County: Get an Appraisal today!
Here are the top reasons Arizona homeowners order from Bailey Valuation and Consulting:
At Bailey Valuation and Consulting, we understand the special needs of a homeowner after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your own home because you most likely have an emotional attachment to it. Our professional appraisers at Bailey Valuation and Consulting are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value conclusion than yours.
Challenging property tax assessmentsLet's say you live in a local area that's declining -- your local tax assessor may have your house overvalued. That only means you're paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Bailey Valuation and Consulting is your perfect weapon.
PMI Removal AppraisalsGetting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut costs for homeowners. Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Bailey Valuation and Consulting, we're experienced in helping clients just like you rid themselves of undesirable PMI insurance.
Was your HELOC recently frozen?Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can be troublesome from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. Bailey Valuation and Consulting can help you reinstate your home equity line of credit with efficient appraisal.
We Provide Field and Desktop Appraisal Review ServicesWould you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for preciseness? In a field review we'll go out and check the subject and comps. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can assist you. While usually requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your property.